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SXM Blog

Travel Insurance 101

3/15/2015 - By Kristin Baird Rattini

Even The Best Travel Plans Can Go Awry.

Here is what you need to know about travel policies and extra protection. 

What does trave insurance cover? 

Most policies have three parts, says Linda Kundell, spokeswoman for the US Travel Insurance Association.  Financial protection can reimburse nonrefundabel deposits if your trip is cancelled, delayed or interrupted.  Medical protection should cover doctor and hospital care while traveling. Assistance services can help replace a passport or find a translater.

Do I already have coverage?


Check your auto insurance and credit card benefits says Christopher elliott, author of "How to Be the Worlds's Smartest Traveler (and save Tiem, Money and Hassle)."  Some benefits provide rental card insurance or lost luggage compensation.  Also, review your health insurance; many polocies don't cover you outside the US.

How Much Does it Cost?

"Travel insurance normally costs 4 - 8% of your total trip costs," Kundell says, "A 'cancel for any reason' policy might cost 50% higher.

At St Martin Reservtion Center 800 480 8555 we highly recomend travel insurance for our guests.  You never know when the weather will cause a flight cancellation or delay or some one in your family might become ill.  Most of our packages are non refundable, so it is best to spend a few dollars more to protect your travel investment. 

We recommend Allianz Global Insurance one of the largest companies in the market.



http://www.allianztravelinsurance.com/?utm_source=bing&utm_medium=cpc&utm_term=allianz%20travel%20insurance&utm_content=&utm_campaign=Brand%20ATI
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