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SXM Blog

Health Crisis? Be Ready

4/22/2013 - By St Martin Reservation Center

Recently read an article in the AARP Magazine...yeah, I am at that age -:).
Health Crisis Overseas? Be Ready...a few interesting points.

You may feel fine when you leave for vacation, but accidents and illinesses happen and weh your health insurance policy may be worthless abroad.  Even plans that do offer foreign coverage ofter have low limits. Our advice:  Prepare


Before you go  to an exoctic island locale, visit a travel clinic for shots.  Your local health department of the Centers for Disease Control and Prevention web site, cdc.gov, can help you find one.


Check your health plan.  If you are not sure if your're covered overseas, ask travel insurers liek Allianz Global Assistance, Travel Guard or Travelex Insurance Services about short term health plans.

If you want to be taken to the hospital of your choice, buy supplemental air medical transpor in addition to health insurance.  One well priced option is MedjetAssist.


Pack a list of our medications and physicians, including contact informaton.  Leave a signed HIPPA release form with yur doc, allowing him or her to release any medical infomation.


Remember, we always recommend travel insurance to cover unforeseen circumstances.  There are many companies out there and most will meet your needs...looking for a comparison try...The Travel Insurance Specialist.


10 Reasons
Why Smart Travelers Choose Travel Insurance

1. Life is unpredictable. Some trips need to be cancelled.

With travel insurance, travelers don't have to pay for a trip they are unable to take.

2. Most lost luggage takes five days to return to its owner.

Allianz Global Assistance provides coverage to replace needed items right away. source: UnclaimedBaggage.com

3. Lost or forgotten medication?

Travel insurance will assist you in locating a pharmacy to purchase a new prescription. source: InsuranceProviders.com

4. 30%-50% of travelers stateside and abroad will become ill or injured during their trip.

That's almost one out of every two travelers. Travel insurance can provide peace of mind - especially for travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin. source: DCMSOnline.org

5. Health insurance may not go the distance.

The majority of health insurance (including Medicare), worker's compensation insurance, third-party and personal liability policies don't cover international travel. In fact, a closer look at the inside of your passport will reveal that the government recommends travel insurance when traveling outside the United States. source: DCMSOnline.org

6. In the event of a natural disaster, airline strike or act of terrorism, airlines will not refund the cost of your ticket.

Allianz Travel Insurance plans can cover the cost and help travelers get home quickly and safely. source: TravelLaw.com

7. Credit card coverage, homeowners and auto insurance ? none of these provide sufficient coverage for travel.

Even combined, they may not offset the cost of a medical emergency overseas. source: SmartTravel.com

8. Excursion tour operators often require that you purchase travel insurance.

Purchasing through Allianz Global Assistance in advance helps travelers get the best coverage at the best cost. source: Frommers.com

9. Even the most stable of travel suppliers can default quickly.

If a cruise line, airline or tour operator ceases operations due to financial hardship or bankruptcy, travel insurance saves travelers from paying for a trip they'll really never get to take. source: Squaremouth Press Release

10. We all experience tough economic times.

The loss of a job or other income might mean a trip planned in advance may have to wait. Travel insurance puts cash back into the hands of travelers when they need it most.

Remember, peace of mind is priceless. Protect yourself and your travel investment with innovative trip insurance products .

 When you are ready to travel call the islan experts at St Martin Reservation Center 800 480 8555 and let us do the work of finding you the perfect property for your next vacation.

4smrc.com
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